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One of the biggest hurdles to a family’s budget is impulse spending. You can make all the plans about your money that you want, but if you don’t have the willpower to avoid making unplanned (or unbudgeted) purchases, your budget is simply a work of fiction. You have to stick to the plan.
I [...]
So many people that I talk to want to get a good handle on their family’s finances, but they are so intimidated by their finances that they don’t know where to start. How can they stay on top of all of their financial assets, their goals, and their debts at the same time? [...]
Real Estate kid brought you all up to speed on his finances and I figured that since I don’t have a progress bar here I might as well do the same. When I started writing here, I had $55,632.60 in debt. 27.6k were credit cards and 28k were loans. Today, about 3 months later, I’m [...]
I’ve been feeling terrible ever since I woke up this week. I felt sore all weekend, but just figured I was sleeping wrong. Monday morning, however, I nearly puked during the night and came down with an awful sore throat, fever, and feeling very fatigued.
Swine Flu (H1N1) Symptoms
If you have a big family or love to entertain, you already know what a struggle it can be to fit food for all of those people into your budget. Food is expensive, so you need every tip you can find to help you save a few dollars. Armed with ideas like these, [...]
Updated List of MyFICO.com Promo Codes and Credit Score Product Coupons
MyFICO, the home of the official FICO credit score, regular offers promotional codes enabling you to get access to your credit score at a discount. They have recently released a 25% discount code on all products. Simply use the code FinancialHelp25 when you [...]
The day-to-day workings of personal finance can bring a lot of stress into your life. As you create your family’s budget, you have to mark hard choices about what you can afford and what you can’t. You also have to make decisions about life-changing topics like insurance, retirement savings, and mortgages. Personal [...]
Particularly for those looking to buy their first home, the big question is always, “How much house can I afford based on my income.” I can still remember my wife and I trying to crunch the numbers when we bought our first home back in 1993. I was scared to death that we [...]
I don’t know about you but I do not like shopping, even for essentials such as food and toiletries. I try to shop at one store and to do it as quick as possible. For groceries, Trader Joe’s is where I buy almost everything I eat. For toiletries and other household items I usually go [...]
Some days I think that I get so bogged down in dealing with our day-to-day finances that retirement seems too far away to even think about. I know that my husband and I won’t be old enough to retire for almost thirty years. Who has time to think about retirement planning when it’s [...]