If you're knee deep in debt, cannot pay your bills and wish to avoid collection calls, you may consider debt settlement..
My girlfriend loves the song, “The Luckiest” by Ben Folds.
Lately, for a while now, I’ve been feeling pretty darn “Lucky”. Now, granted I believe a lot of luck is a result of hard work, but still.
Wonderful girlfriend? Check.
Emergency Fund. Check.
Good job. Check.
Good friends & family. Check.
The two fastest things to slash from your spending are food and entertainment. You apply all that extra money to your debt and in six months, you’re bored and back in the hole.
It’s my experience that you can better manage your journey to debt freedom if you’re enjoying the time. If you’re miserable every minute—you’ll [...]
As you earn to manage your money, savings accounts have to play an important part in your financial plan. Having a well-stocked savings account will allow you to save for future goals as well as build an emergency fund to cushion you from life’s unexpected blows. Before you can reap the rewards of [...]
Have you recently decided to eliminate credit card debt from your personal finances? Although it may seem like a lofty idea, you should know that it is definitely an achievable goal. You just have to come up with a game plan to will get you where you want to go. I am [...]
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Credit report errors can happen to everyone regardless of their credit rating. A person with good credit may find that a family member’s less than stellar information has been inappropriately posted onto their credit report. On the other hand, someone with a bad credit history may find that a negative credit item that [...]
It’s been a little while since I last posted so lots of things to say. My job has hijacked my time which is why I haven’t been able to write much. I am definitely looking to find something else – my time is worth too much. Anyway, my last post was about quick and easy [...]
Have you ever been the victim of identity theft? Aside from being a scary experience (imagine for a moment that someone is out there racking up debts in your name), clearing up the after-effects of identity theft is decidedly annoying. Identity theft victims spend a great deal of time and energy trying to [...]
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I had an interesting situation come up this past week where an acquaintance from my church wants to meet up with me and discuss the non-profit work they are doing. The party disclosed right up front that they are in fund raising mode (which I appreciated).
My wheels are turning. And while I would love to [...]