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Archive for July, 2009

Learning to keep food costs under control is a necessity for every family, ours included. I am always on the lookout to find new ways to feed my family nourishing, tasty food without spending more than I have to. Do you have any special tricks that you use to save money on food? [...]

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Wow! Is it really time to start shopping for school supplies again? My latest visit to Target has definitely confirmed that back to school season is coming up very quickly. Before you know it, you’ll be ushering the kids back to school and wondering where the summer went.
Before you can [...]

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0% balance transfer offers are becoming harder and harder to find. In part due to the passage of the Credit Card Act of 2009, the length of 0% offers has diminished, while balance transfer fees have gone up.
Earlier this year, it was easy to find a 0% balance transfer offer for 12 months, for [...]

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One of the features of many 401k retirement plans is that you can borrower money from your own account. While 401k plans are not required to permit plan participants to take out loans, many plans do. Much has been written about the pros and cons of 401k loans. One of the potential [...]

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Technically, I am well paid.  I make 62K a year which is not too bad considering I haven’t worked that long. I certainly make more than the averagee American (which is about 35k in 2005 according to the US Census Bureau). As a matter of fact, if it wasn’t for the large amount of debt [...]

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Burned by Bankruptcy

Friday, July 31st, 2009

In the spring of 2007, I joined the fitness craze and purchased a 2 year gym membership with a local gym franchise.  Since then I have learned several valuable lessons……
1.  Be wary of the contracts you get into. In December, my gym advertised a “special” where you pay up front for 2 years getting [...]

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Saving Money on Lawn Care Expenses

Thursday, July 30th, 2009

With so many things vying for our family’s money, lawn care always seems like one of the last things to get accounted for. I can only find something to spend out hard-earned cash on that outranks lawn care. I don’t, however, want our yard to take on the neglected, brown look that so [...]

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OptionsHouse Summary

$2.95 stock trades
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$9.95 flat-rate options trading
Up to $100 rebate when you transfer your account from another broker
website: www.optionshouse.com

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A Budget Unexamined….

Thursday, July 30th, 2009

Examining

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If you read my last post you see how I was able to move some money around and take advantage of a low APR balance transfer. This got me thinking about how I got into debt in the first place and how many times I’ve moved my “money” around so easily online.
Online Gambling

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