If you're knee deep in debt, cannot pay your bills and wish to avoid collection calls, you may consider debt settlement..
You may have heard me mention before that one way to save money on groceries is to have a meatless meal or two each week. Since meat is always one of the most expensive items on my grocery list, it stands to reason that eating less meat will help you cut your grocery bill. [...]
Coupon clipping and planning your meals are a great way to cut your grocery expenses. Unfortunately, both of those activities can take a lot of time. What should you do if you need to reduce your grocery budget but don’t have a lot of time to invest? Following these five quick tips [...]
Paying off a loan ahead of schedule is a great feeling. It means that you now have the freedom to spend that payment amount each month however you want. You can use it to pay down other debt, or even better, save it towards something else you want or need. How cool [...]
Finding activities to keep the kids busy is an important part of my family’s summer plans. The last thing I want is to have the kids starting at me saying, “Mom, I’m bored.” Boredom doesn’t lead to a fun summer for anyone.
Before summer gets underway, I’ve learned to identify different activities [...]
No matter what part of the country you live in, the arrival of summer always brings certain things with it: warm weather, bright sunshine, and even the opportunity to earn a little summer income. If you need to earn some extra money during this summer, you only need to look to the things [...]
Yesterday I witnessed a car accident. I was headed to work on a two lane road, when I heard the car that had just passed me going the other way lay on the horn. In the rear view mirror, I saw the car smack into an SUV that had pulled out in front [...]
In part due to the new credit card law that goes into effect next year, 0% credit cards have become harder and harder to find. Whether you are looking for a 0% balance transfer or trying to find a no interest card for purchases, there are a lot fewer choices today than there were [...]
First Midwest Bank has launched what it calls a rising rate CD. The certificate of deposit is for a 32-month term, and the interest rate rises automatically every 8 months. The first 8 months earns a respectable 1.75% APY, and the CD earns 4.05% APR in the final eight months. At these [...]
I was surpirsed at the “Borrow from your 401k” suggestion. While it’s true that it’s better than cashing out, so many people are being laid off unexpectedly. When this happens, it must all be paid back or considered a cash-out, which comes at a time when people are least able to repay because they just [...]
We are excited to announce the launch of our first financial calculator. The LendingClub Interest Rate calculator will help both borrowers and investors interested in p2p loans to estimate the interest rate on on a LendingClub loan. With the estimated interest rate, both borrowers and lenders can compare the rate with other lending [...]