If you're knee deep in debt, cannot pay your bills and wish to avoid collection calls, you may consider debt settlement..
Do you know what you would do if you or your spouse experienced a sudden job loss? For many families these days, this nightmare became reality over the last year or so. With so many people losing their jobs, you can’t help but wonder if they same could happen to you. To [...]
Here’s a tip I picked up from Matt Krantz of USA Today. Most mutual funds require a minimum initial investment. Even most Vanguard funds have a $3,000 minimum. When I started investing a long time ago, you could bypass the minimum investment requirement by agreeing to an automatic investment plan. Today, [...]
Are you frantic to find a way to curb your spending? If you are, you’re not alone. On thing the ongoing credit crisis in the US has shown us is that many people are struggling with the idea of controlling their spending. While no method of getting your finances under control is [...]
Ever since Experian and Fair Isaac stopped offering an Experian based FICO score to consumers, I’ve had a large, unfulfilled hole in my life. The woe and despair that I felt was equivalent to having my dinner stolen from me after spending a good hour preparing and making omurice.
Thankfully, the good folks at Quizzle.com came [...]
The new car market is dead. According to AutoData Corp in March 2009 auto sales were 36% lower than March 2008. So the manufacturers are trying to find ways to kick-start sales. And, being the marketing wizards they are, they came up with a beauty.
Here’s the latest from General Motors, Ford and Hyundai
If you’re trying to cut back expenses, the last thing you need is to get hit with a bunch of unexpected bank fees. Nonetheless, many banks are finding new ways to increase their earnings by charging their customers for their services. Each of these fees have to be disclosed to the banks account [...]
For those who purchase health insurance through an employer, the process involves selecting medical coverage from a few options. If your employer does not offer health insurance, you’re unemployed or your self-employed, finding quality, affordable health insurance can be overwhelming. Fortunately, there are resources available to help find individual health insurance.
In this article, [...]
Finding ideas for frugal food for our family’s get-togethers can be tough sometimes. What do you cook when your entire family is coming to celebrate a birthday or anniversary? I love having our family over, but I have a hard time deciding what foods to serve. Can a good hostess be frugal? [...]
The average home in the United States spends over $2,200 per year on energy bills, nearly half of which goes to heating and cooling, according to Energy Star. The average monthly cost soars above $300 during the winter months. Recently, CNN reported on 3 gadgets that can help cut your energy costs by [...]
One of my favorite ways of saving involves nothing more than spare change. Does that sound crazy? If it does, you haven’t been introduced to the “bucket savings plan” yet. Let me explain how we turned our spare change into big purchases like a family vacation or living room furniture.
Have [...]